Category Archives: Tools

PIN debit vs. Signature Debit Cost Calculator

PIN Debit vs. Signature Debit

Which is cheaper, PIN debit or signature debit? Use this calculator to see when a PIN debit is cheaper than a signature debit transaction for your business. Just enter your processing fees, move the slider, and the calculator will take care of the rest. Continue reading

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Debit vs Credit Card Charge Calculator

Credit Card vs Debit Card ChargesWhen is it cheaper to process a transaction as a credit card or as a debit card?

Here’s a nifty calculator to show you how much an online debit, offline debit or credit card transaction will cost.

Contrary to popular belief, online debit transactions are virtually always less expensive to process than offline debit or credit card transactions. Many people neglect to take assessments and the processor’s markup into account when figuring the final charge for each type of transaction… Continue reading

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Durbin Calculator Debit Charge Savings Before & After Durbin

Debit Card Charge CalculatorDebit card charges are a hot issue at the moment thanks to the Durbin Amendment to the Dodd-Frank Act. Don't worry if you're a little confused about the new legislation - you're not alone.

I've created the following debit card charge calculator to show how charges will look pre and post-Durbin. There's still a lot of speculation about how the card brands, debit networks, and the market as a whole will react to the new debit regulations. So, I'll keep this calculator updated as the dust settles... Continue reading

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