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Processors sign a contract & create templates

Credit card processors must agree to CardFellow's terms in order to offer quotes in our marketplace, and then each processor must create a number of different quote templates indicating the lowest rates and fees it is willing to offer various types of businesses.

Businesses sign up for free & receive instant quotes — best rates first

Businesses sign up for free at and our software instantly selects the most competitive offer from processors' templates based on the business' details.

Businesses review offers and cost estimates in private

Fully disclosed quotes are displayed to businesses along with CardFellow's unbiased comprehensive cost breakdowns, estimates and analyses, but processors are not allowed to see the business' contact information. This ensures that businesses are not pressured by sales calls and emails while reviewing offers.

Free expert advice & comparative analysis

Every business that uses CardFellow is welcome to our free consultative services as well as a comprehensive analysis comparing a current processor's charges to the best offer received in our marketplace.

Choose a quote & lock rates for life

Once ready, a business selects a winning quote with the click of a button and the winning processor is allowed to see the business's contact information to begin the application process.

CardFellow's software also locks the processor's quoted rates and fees for reference in future monitoring to guarantee rates never increase.