Much like competitor Square Capital, Clover Capital provides merchant cash advances to customers. Cash advances are typically easier to obtain than small business loans, but do have some potential drawbacks to consider. Let's take a look at what Clover offers and what it means for your business's cashflow. What is Clover Capital? Clover Capital...

Invoice financing is a popular method of obtaining short-term business capital to run your business. Fundbox offers both invoice financing and traditional business lines of credit. While these types of loans carry large fees, they can be a great short-term financing option for businesses with bad or no credit. If you’re looking for working capit...

We’ve previously discussed invoice financing, in which a company uses your business’s outstanding invoices as collateral to finance a loan. BlueVine takes this concept one step further by offering invoice factoring. The company partners with FundThrough to provide more capital and flexibility. In this BlueVine review, we'll look at what that ent...

Note: As of 2023, Behalf's website is not active, nor is its partner page with Amazon AWS, and it appears that the company may no longer be operating. We're leaving this article for historical purposes at this time. It’s similar to companies offering point-of-sale loans to finance purchases (see our Affirm review for more info on purchase loans)...

Affirm is one of the new wave of companies offering point of sale loans to finance purchases. Ticketing service Eventbrite, retailers Wayfair and Casper, and travel site Expedia offer point of sale financing. Essentially, when a consumer checks out on a website, they have the option of paying by taking out a loan from Affirm for the amount of their...

If you want to expand your business, create a new product line, hire more staff, or scale in some other way, you need money to make it happen. Traditionally, businesses would use a standard business loan or a credit card to fund their expansion plans. PayPal Working Capital aims to change that. It’s a different approach to borrowing money and repa...

Two popular online lending options are Kabbage and OnDeck. Both established in the late 2000s, the companies offer similar loan products with fast applications and deposit times, but also have some key differences. Let’s take a look at what you can expect when seeking funding. Kabbage vs. OnDeck at a Glance Kabbage Overview Loan Amounts R...

Although these options can help the business get up and running, high interest rates can ultimately cause strain and tie up much-needed cash flow. Instead of being able to invest earnings back into the business, owners are stuck paying interest on the debt. Often, interest payments are so large that the business becomes mired. With revolving debt e...

Maybe it doesn’t even feel like a choice. You need money to make money; any aspiring small business owner knows this to be true. But who is going to give you a loan with less than stellar credit or no collateral? And, who has time to go through a loan approval process? Click, click, click and that cash advance could be yours. Okay, we understand...

Many processors now offer cash advances, and popular platform Square is making the process easier than ever by including information on their cash advance program, Square Capital, right in an eligible business’s processing dashboard. But are cash advances worth the costs? Primarily because of hefty fees, it may be worth it to look for funding fr...