• Reviews new   1 web reviews new   87 verified reviews
  • Business age 10+ Years
  • Number of Employees1-10
  • Number of Customers1001-5000
  • Acquiring Bank(s)Synovus Bank, Wells Fargo, Fifth Third Bank
  • Processor(s)First Data, Vantiv/NPC, TSYS, Chase Paymentech
  • Company Structure(s)Independent Sales Organization (ISO)

GDpay
1729 Clarkson Street
Denver, Colorado 80218
http://www.gdpay.com

Main: 888-600-2602 ext. 101

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GDPay

Global Data Payments, LLC (aka GDPay) is a payment processor that places certified quotes in the CardFellow marketplace. When you’re looking for competitive pricing with no cancellation fees, it may be worth your time to check out GDPay through CardFellow. In this GDPay review and profile, we'll give you the details on GDPay’s rates and fees, services, reviews and reputation, equipment options, and more.


Quick history

GDPay is a family-owned processor serving businesses across the United States since 1996. GDPay is a registered ISO and MSP of Chase Paymentech, LLC. 

What services does GDPay offer?

GDPay offers services to help you take credit and debit cards, checks, and gift cards in whatever method works best for your business. You can take cards in person or online. Additionally, GDPay offers cash advances.

Credit and debit card processing
With GDPay, you can accept major cards like Visa, MasterCard, Discover, and American Express. Own a gas station? You may also be able to take fleet cards such as Voyager, Fleet One, FleetCor, Visa Fleet, and more, meaning you won’t lose business from fleet card customers.

Check Processing
Is accepting checks important to your business? GDPay has three check processing options: ACH & recurring payments, electronic check conversion, and Check 21.

With ACH/recurring, you can use GDPay’s ACH processing tool (designed for small and medium-sized businesses) to initiate an electronic transfer from your customer's checking account using the "electronic credit" feature.

With electronic check conversion, accepting checks is as secure and convenient as accepting credit card payments. You’ll scan the customer's paper check and an electronic image of the check will be securely stored. Your customer signs the receipt and receives the paper check back, and funds are credited to your business bank account automatically. With electronic check conversion, there is no need for a trip to the bank.

GDPay also offers the internet-based Check 21 solution to accept paper checks in-store or by mail and turn them into electronic payments. Scan checks to turn them into electronic documents using a check scanner and funds are automatically deposited in your business bank account.

Gift Cards
If you’re looking to get into the gift card game and take advantage of the funds generated from gift card sales, GDPay can provide a scalable solution designed for your needs. GDPay offers three gift card programs: Gift Card Now, Gift Card Advantage, and Gift Card Custom. For customers who already have a gift card program in place, GDPay can help transition your program to GDPay.

GDPay's Gift Card Now program might be right for you if you want a simple, turnkey gift card program. The Gift Card Now solution comes with 50 or 100 gift cards personalized with your business information. Sample templates are available on GDPay's website.

If your business is growing and you want enhanced branding, GDPay's Gift Card Advantage program is a turnkey program that includes your business logo on the gift card. The Gift Card Advantage solution comes with 250 or 500 gift cards. Sample templates are available on GDPay's website.

Or maybe you already have experience with gift cards or prefer a fully customized solution. If so, GDPay's Gift Card Custom option provides fully customized gift cards. This option is designed for established businesses with multiple branches who will offer cards at all locations.

Online payments
If you take payments (or want to take payments) online, GDPay offers multiple options. GDPay can support 4 different popular gateways, including the eProcessing Network (ePN), Authorize.Net, PayTrace, and Orbital.

Specific features may vary by gateway, but will allow you to process transactions securely through the web. Most gateways allow you to set up recurring billing, ideal if you sell goods or services on a subscription-model pricing plan. Additionally, gateways are compatible with many popular shopping carts for easy e-commerce customer checkout. Need to get your online sales data into an accounting program? No problem. Many gateways offer exporting data to QuickBooks or in other file formats for easy accounting.

Cash advances
While CardFellow urges you to carefully weigh the pros and cons of merchant cash advances, if you decide you need one, GDPay can help with that. You don’t need good personal credit to apply or be approved, and GDPay states that funding is provided in as little as 72 hours. Funds can be used for almost any business expense, including marketing and advertising, purchasing inventory, expanding, buying equipment, and more.

Does GDPay offer equipment?

Yup. Specific terminal models vary, but GDPay offers equipment with all the current technology, like EMV chip card-capable terminals. They’ve also got you covered with the basics like printers PIN pads. GDPay offers equipment from Dejavoo, Verifone, and First Data.

Okay, but what’s it going to cost?

GDPay places certified quotes through CardFellow, meaning that they’ve agreed to CardFellow’s terms and conditions. When quoting through CardFellow, GDPay will use interchange plus pricing, commit to a lifetime rate lock, and more. You can get a quote from GDPay specific to your business by signing up for a free CardFellow account in just a few minutes. Sign up today!

What about contracts and cancellation fees?

Within CardFellow, GDPay does not charge a cancellation fee, as it’s prohibited. Contrast that with quotes you get outside of CardFellow. If you don’t go through our marketplace, GDPay's standard contract is for 3 years and renews automatically. An early termination fee up to $350 may apply. Remember, if you choose GDPay through CardFellow, there is NO early termination fee.

What do people think of GDPay?

GDPay has been around for awhile, and generally has a positive reputation. The company doesn’t have negative reviews at Yelp or Ripoff Report, and has plenty of positive reviews from CardFellow clients.

GDPay according to GDPay’s website
GDPay dedicates a section of their website to customer testimonials. Reviewers praise the company's low fees, seamless transitions from other processors, helpful staff, and big savings over other companies. Testimonials include the reviewer's full name and the date that the review was made.

GDPay according to CardFellow
As GDPay has been in the CardFellow marketplace for several years, we have a lot of firsthand experience with them, and we’re happy to say we stand behind them. The quotes GDPay places through CardFellow are very competitive, and GDPay consistently gets high marks from businesses that choose them through us. As of December 2015, GDPay boasts a 4.5 star rating from 89 verified reviewers. At CardFellow, we have two types of reviews. Verified reviews are from businesses that we have confirmed chose their process through CardFellow and are working with them. Check out GDPay’s verified reviews. If you’re considering GDPay, be sure to take a look at their quote through CardFellow so that you’ll get all the benefits of both GDPay’s and CardFellow’s services.
 

If you use GDPay (even if not through CardFellow) leave a review!

VERIFIED REVIEWS

Unlike general web reviews, verified reviews are posted by businesses that have chosen the processor's quote through CardFellow's marketplace, and CardFellow has confirmed with the processor that the business is using its service. Businesses can update verified reviews at any time to ensure the review accurately reflects the processor's performance over time.

105537

Review posted: 04/19/2016, last updated: 10/12/2017

Positive Comment:

8 months in, and we’re still very pleased with GDpay, highly recommended.
Update: Now 2 years in, and STILL very pleased. GDpay is awesome.

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129681

Review posted: 08/17/2017, last updated: 08/17/2017

Positive Comment:

Kevin and everyone at GPPay have been so helpful. Best processor by far. Our savings have been overwhelming!

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114533

Review posted: 03/04/16, last updated: 03/04/2016

Positive Comment:

Just reviewed my first months processing statement and my overall fees were a full percent less than my prior ”discount” processor. All is good, and deposits are prompt. Am happy with our decision to switch.

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20007

Review posted: 01/02/2017, last updated: 01/02/2017

Positive Comment:

Everything about this company just works. When I was confused about any change in requirements I called and someone answered and helped. They simply couldn’t be any better or easier.

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19290

Review posted: 07/14/14

Positive Comment:

Best credit card processor I have used in twenty years of business. Zero issues!

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113103

Review posted: 09/07/2016

Positive Comment:

I dislike paying too much for merchant processing. The market conditions have
changed and it’s become more competitive. I needed the most competitive rate available and I have that. I needed a terminal. The terminal I bought from GD Pay
is not user friendly. It takes much longer to edit or void a transaction. The money I’m saving will very quickly pay for a better terminal.

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1288

Review posted: 09/08/11

Positive Comment:

Kevin is a pro — he’s knowledgeable, generous with his time, & extremely helpful with getting started. The GDpay rates were competitive and the service is full featured and works seamlessly with our existing platform. The switch was a cinch. If I could do it all over again, I wouldn’t change a thing. We’ve got our first statement already, it’s easy to read, and everything looks to be exactly as we were promised.

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53407

Review posted: 07/17/14

Negative Comment:

Initially, it took 5-7 days for funds to post to my bank account. Just this week I am seeing a 2 day turnaround.

It would be nice if the bank posting stated which batch was posting. Often my charges are the same amount from day-to-day and reconciling can be difficult when all the credits come through with a generic identification.

Processor's response:

You can view the batch data via the online reporting. This will give you all the transaction data in detail in order to reconcile the deposits.
If you need help with this please give us a call at 1-888-600-2602 options 2.

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54138

Review posted: 07/28/14

Positive Comment:

I love being able to talk directly with the owner if I have to call – which isn’t very often anyway.

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2890

Review posted: 10/27/11

Positive Comment:

Kevin has been an asset to me in taking care of my application in the most efficient and effective way possible. He has proven himself to be a professional by taking care of the merchant account allowing me to focus on other things. Where Sage Payments approved me in 6 days after being initially declined, Kevin got me approved within 6 hours once he reviewed and signed off on the paperwork I submitted to him. Appreciate your work.

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Web Reviews

Unlike verified reviews which are validated by CardFellow, web reviews can be submitted by anyone viewing this profile. While we validate these reviews as best we can, CardFellow does not verify that a reviewer is using or has used a processor's service.

GDpay Web Reviews

positive comment

new   Posted By: Lucifer on 05/19/16

Just reviewed my first months processing statement and my overall fees were a full percent less than my prior ”discount” processor. All is good, and deposits are prompt. Am happy with our decision to switch

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