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  • Reviews new   3 web reviews new   0 verified reviews
  • Acquiring Bank(s)Chase Paymentech, BMO Harris Bank, Wells Fargo
  • Processor(s)Global Payments, Chase Paymentech
  • Company Structure(s)Independent Sales Organization (ISO)

271 17th St NW
Atlanta, Georgia 30363


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Formerly Sage Payment Solutions.

You may know Sage from their accounting software of the same name, but you might not know that it also has a payment processing arm, Sage Payment Solutions. If you’re in need of a credit card processing company, here’s what you need to know about Sage Payment Solutions’ rates and fees, reviews, services, and more.

Quick history

The Sage Group was founded in 1981 in the United Kingdom, but now offers services in the United States, Canada, and other locations around the world. The US branch is headquartered in Atlanta, with the payment processing offices in Virginia. Sage Payment Solutions is a registered ISO and MSP of Chase Paymentech, BMO Harris Bank, and Wells Fargo.

What services does Sage Payment Solutions offer?

Sage provides basic payment processing as well as value added services like gift and loyalty card programs and business services like loans through partner Kabbage. Available payment acceptance methods include in person, via mobile device, and by mail or phone. Additionally, Sage offers electronic check processing. For debit and credit card sales, you can accept Visa, MasterCard, American Express, Discover, JCB, and Diners’ Club.

In person processing
Taking payments by credit or debit card in person is easy with Sage’s traditional countertop terminals. Customers can use signature or PIN debit, major credit cards, and new technologies like Apple Pay or other digital wallets.

Mobile processing
Sage Payment Solutions has an option that lets you use your smartphone or tablet and optional card swiper to take payments when you’re away from the store. Funds are usually available within 48 hours, and you can take full or partial payments. Sage mobile processing is available for both Android and Apple devices.

Mail and phone processing
Taking payments by mail and phone can be done through Sage’s virtual terminal. Using a computer with access to the internet, you’ll be able to securely enter cardholder information to process transactions. Additionally, you can set up recurring billing for clients that you need to charge on a regular, set schedule.

Check processing
Sage’s Virtual Check solutions let you accept checks while turning them into electronic transactions. Electronic check conversion is secure, eliminates a trip to the bank, features lower processing costs than credit cards, and faster funding times for some transactions. You can connect a check imager to your point of sale system or use remote deposit capture with an internet-connected computer to scan checks.

Gift and loyalty cards
If you’d like to implement a loyalty program or sell gift cards for your business, Sage Payment Solutions can help. Loyalty programs can be customized to create incentives that encourage repeat business. Gift cards can be customized to match your branding, or you can choose a pre-existing design.

Kabbage small business loans
Sage Payment Solutions works with Kabbage to offer loans to small businesses. Loans are available in amounts from $2,000 to $100,000. Applications are available online for faster approval.

Does Sage Payment Solutions offer equipment?

Yes. Sage can get you set up with terminals that include features like contactless (NFC) payment and EMV chip card acceptance. Sage Payment Solutions offers Ingenico and Verifone models.

What does it cost?

Unfortunately, Sage Payment Solutions doesn’t talk about that on its site. We can help, though. To get a quote from Sage Payment Solutions, all you need to do is request one right from this profile. Sage won’t get your contact information so you don’t have to worry about sales calls, and it’s completely free. If you haven’t signed up for a CardFellow account yet, you’ll need to do that before you can request a quote. Sign up only take a few minutes. You can go here to sign up.

What do people say in Sage Payment Solutions reviews?

Sage has been around long enough to have info to go on as far as their reputation. Largely, the company doesn’t have a ton of negative reviews given their size. They have a perfect score with the Better Business Bureau, though there are complaints with both the BBB and with Ripoff Report.

Complaints about Sage with the Better Business Bureau
Sage Payment Solutions has an A+ rating with the Better Business Bureau, where it has been accredited since 2015. The company has had 38 complaints lodged with the BBB in the past 3 years – not an alarming amount by itself given Sage’s size, but only some of the details of complaints are available so it’s difficult to determine the severity of the complaints. However, in many complaints, Sage Payments responded to the complainant, and in 10 cases the complaint was marked as satisfactorily resolved. Complaint details that are available indicate issues with account cancellation, being charged after cancellation, unexpected termination fees, and unauthorized debits.

Sage in the Ripoff Report directory
As of early 2016, there are 13 reports for Sage Payment Solutions in the Ripoff Report directory, mostly echoing the complaints with the Better Business Bureau. Complaints allege that Sage continued to charge the business after the account was cancelled, that Sage uses auto-renewing contracts with cancellation fees, and that the rates are higher than other companies. Specifics about pricing problems include high set up fees and PCI non-compliance fees.

CardFellow note: Many companies charge a PCI non-compliance fee, and it can be avoided by achieving PCI compliance.

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Paya Web Reviews

Nope - Never - No How - Don't go near this company.

new   Posted By: Peter Gregory on 01/08/18

Intolerably horrible customer service.
Switching out ASAP.
Had fraud hits against account and can’t reach for 3 days???
What kind of modern company works like this???


new   Posted By: Pauline Mulcahy on 01/10/17

I have Cancelled by fax multiple times and spent countless hours on the phone. They conveniently never seem to received my fax despite the fact I have transmission results. they change your rates and auto renew without your authorization. DO NOT I REPEAT DO NOT USE THIS COMPANY!!!!! I hope someone opens a class action against them.

Don't use Sage Payment Solutions

new   Posted By: Mark W on 01/04/17

We cancelled via fax, have zero charges going through their processing and they still charge our bank for processing fees. They’ll charge us again next month also, because this is within the 60 day cancellation. At no time did anyone tell us we will be charged the whole time we’re waiting through their cancellation period. This is not fair. We are being charged to stop using their service. There should be a law against this.

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