Ellen has a degree in English, which she puts to work every day researching and writing articles, processor reviews, and social media posts. She enjoys the challenge of explaining complex topics - making her a perfect fit for credit card processing - and strongly believes in CardFellow's mission of empowering business owners through education. When she's not busy following the latest industry news, Ellen can be found cycling the beautiful trails of southern New England, narrowly losing at pub quizzes, or practicing her trapeze skills in aerial circus class.

Credit Card Processing, Security and PCI Compliance

Tools for Protecting Your Business from Credit Card Fraud

Many businesses, especially smaller companies, don’t think much about credit and debit card fraud. But oversights and not using proper anti-fraud tools can add up to expensive mistakes. Taking precautions can help minimize your risk. Fraud Prevention for Business Debit and Credit Card Fraud: The Consequences Preventing Card Fraud Types of Debit and Credit Card…

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Taking credit cards is necessary these days. So is protecting your business from potential fraud those cards can bring.

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Restaurants and Bars

DoorDash vs. Grubhub – The Complete Comparison

When considering which app is right for your restaurant, take a look at not just cost, but also features and diner satisfaction. We’ll cover all of that and more in this DoorDash vs. Grubhub comparison. But first, let’s take a quick look at the history of food delivery and the two companies’ current statuses. There’s…

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DoorDash and Grubhub are two of the most popular food delivery apps in the United States. How do they compare?

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ecommerce

The Best Shopify Alternatives

Shopify gained popularity as an easy-to-use all-inclusive online store builder. But it does come at a cost. In addition to monthly plans, you’ll also pay credit card processing rates that are on the high side. These costs leave many businesses wondering if there’s an alternative to Shopify that doesn’t sacrifice features. The good news? There…

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If you run an ecommerce store, you’ve probably heard of Shopify. The platform offers an “all-in-one” solution with integrated payment processing.

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Restaurants and Bars

Uber Eats for Restaurants

However, it’s not without drawbacks. Some restaurants find the commissions (30% or more) to be too steep, while others explain that the delivery app cannibalizes walk-in business. However, plenty of other restaurant owners find that Uber Eats and similar delivery apps do raise sales. Let’s take a look at how it works and what you’ll…

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These days, restaurants have a choice of many different delivery apps with whom to partner. Uber Eats is among the largest of those apps.

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Credit Card Processing

Clover vs Vital: POS Systems and Credit Card Machines

As First Data and TSYS are competitors, it’s no surprise that TSYS looks to challenge First Data on the equipment front. After First Data’s success with the Clover line of processing machines, TSYS had to do something to catch up. Enter the Vital line. In this article, we’ll compare the Clover equipment and the Vital…

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In this corner, Clover: the point of sale and mobile solutions available from processing giant First Data. In this corner, Vital: the newcomer from major processor TSYS. How do they compare?

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Restaurants and Bars

Should You Use DoorDash for Your Restaurant?

Founded in 2013 by Stanford students, it has grown to be in over 800 cities and boasts over 200,000 local drivers. With a reach like that, it has the potential to significantly help your business by handling deliveries. How Your Restaurant Would Use It Is DoorDash in Your Area? Signing Up Features The Merchant Portal…

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DoorDash is an on-demand food delivery service that uses technology to facilitate door-to-door delivery. Is it a good idea for your restaurant?

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Interchange Fees

Discover Interchange Rates

There are interchange rates for all Discover card types, including debit, credit, international, and commercial cards. The fee varies by entry method (in-person, keyed, or recurring) as well. In this article, we’ll include the interchange rates grouped by card type. What are interchange fees? Discover Interchange Rates Credit Interchange Rates Debit Interchange rates Regulated Debit…

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When you accept Discover cards at your business, you’ll pay fees to Discover, called interchange. These rates vary by card type, entry method, and other details.

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Interchange Fees

Mastercard Standard Interchange Downgrade

Every time you accept a credit card at your business, you’re charged a fee. Part of that fee comes from interchange, but there are hundreds of interchange categories. Each transaction has a “target” interchange category (and associated cost) that a transaction should qualify for if basic requirements are met. However, if those requirements aren’t met…

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An interchange “downgrade” happens when a credit card transaction doesn’t meet requirements for a preferred interchange category.

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