Ellen has a degree in English, which she puts to work every day researching and writing articles, processor reviews, and social media posts. She enjoys the challenge of explaining complex topics - making her a perfect fit for credit card processing - and strongly believes in CardFellow's mission of empowering business owners through education.When she's not busy following the latest industry news, Ellen can be found cycling the beautiful trails of southern New England, narrowly losing at pub quizzes, or practicing her trapeze skills in aerial circus class.

Specialty Businesses

Rosy Salon Software Review

Rosy is cloud-based software, meaning you won’t install it locally on a computer. Instead, you’ll be able to access your information from almost any device. You can use it both for service-based functions, like booking appointments, and retail functions like selling products in the salon. Rosy offers this video introduction about the features of the…

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The flagship offering from SalonRunner, Rosy software offers a suite of tools for salon businesses.

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Credit Card Processing, Security and PCI Compliance

Vantiv’s OmniShield Assure

OmniShield Assure is Vantiv’s PCI and security program. The company says that the main benefits are improved security and reduced financial risk. If you’re paying for the program, you’ll probably see it on your statement among other monthly fees. What is OmniShield Assure? EMV Acceptance and Encryption PCI Compliance Breach Assistance OmniShield Assure Costs Are…

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If you’re a business using Vantiv (now WorldPay), you may be wondering about a fee for OmniShield Assure on your bill.

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Credit Card Processing

Guide to QuickBooks Credit Card Processing

It’s the best of both worlds: the convenience of QuickBooks and more competitively priced credit card processing.There are many processors that offer integration with or data export for QuickBooks, eliminating manual transaction entry. However, different processors utilize different integration methods and some may not work with your version of QuickBooks.In this guide, we’ll explain the…

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Intuit’s QuickBooks is a popular choice for business accounting, but if you accept credit cards through Intuit merchant services, you’re well aware that it comes with high costs. What you may not know is that you can use a lower cost processing option and still automatically input your sales data into QuickBooks.

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Credit Card Processing, Medical and Dental

Credit Card Processing for Pharmaceuticals

If you’re running a business that sells a medication, product, or supplement that makes a health claim or treats an illness, you’re in ‘pharmaceuticals.’ In this explanation of high risk merchant accounts for pharmaceuticals, we’ll explain the various categories involved and help you determine the right credit card processing solution for your business. Why are…

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Pharmaceuticals, nutraceuticals, and the more nebulous “pseudo-pharmaceuticals” are all considered high-risk sales in credit card processing.

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Credit Card Processing

Credit Card Processing for Travel Agencies

One reason for that is the higher-than-average chargeback rates. Not to worry. Even as a high risk business, it’s still possible to secure a merchant account to accept credit cards. Here’s what you need to know as an agency, tour operator, cruise business, or other travel company. Why is travel a high-risk industry? Travel Agent…

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When most people think of “high risk” credit card processing, they think of gambling, firearms, tobacco, and similar industries. But travel agencies also typically fall under “high risk.”

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Credit Card Processing

Credit Card Processing for Gambling and Fantasy Sports

The rise of fantasy sports adds another layer of complexity, as lawmakers and fantasy sports businesses argue over whether the activity is truly “gambling.” However, if you run a casino, online gambling site, or fantasy sports site, be aware that you’ll be considered “high risk” when it comes to credit card processing. High Risk Merchant…

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Gambling of any form has a murky history in the United States. Legal in some locations and not in others, it creates a challenge for credit card processors.

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Credit Card Processing, Medical and Dental

Credit Card Processing for Dental Practices

As a dentist, orthodontist, oral surgeon, or dental professional, you know that accepting credit and debit cards is convenient for patients and can help eliminate the frustrations of sending invoices to collect payment. But many practices overpay for credit card processing, either by choosing practice management systems that lock them into higher rates or not…

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Learn how to navigate the processing maze to secure the most competitive pricing and solution for your practice.

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Credit Card Processing

Credit Card Processing for Tech Support Businesses

Fortunately, legitimate tech support businesses can still secure merchant accounts to accept credit cards. You’ll just need to work with a “high risk” credit card processor that permits tech support businesses. Types of Tech Support Why is tech support considered high risk? Mitigating Risk for Card-Not-Present Transactions Merchant Accounts for Tech Support Businesses Finding a…

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Some people are surprised that tech support businesses are considered high risk. But when you factor in the ease of scamming consumers, high chargebacks, and over-the-phone or internet transactions, it makes more sense.

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