will never increase
Global Data Payments, LLC (aka GDPay) is a payment processor that places certified quotes in the CardFellow marketplace. When you’re looking for competitive pricing with no cancellation fees, it may be worth your time to check out GDPay through CardFellow. In this GDPay review and profile, we’ll give you the details on GDPay’s rates and fees, services, reviews and reputation, equipment options, and more.
GDPay is a family-owned processor serving businesses across the United States since 1996. GDPay is a registered ISO and MSP of Chase Paymentech, LLC.
GDPay offers credit and debit card processing, check processing, gift card solutions, and cash advances. You’ll have the option to take cards in-person (using traditional countertop machines or POS systems or using a mobile device) or online.
With GDPay, you can accept major cards like Visa, MasterCard, Discover, and American Express. Own a gas station? You may also be able to take fleet cards such as Voyager, Fleet One, FleetCor, Visa Fleet, and more, meaning you won’t lose business from fleet card customers.
Is accepting checks important to your business? GDPay has three check processing options: ACH & recurring payments, electronic check conversion, and Check 21.
With ACH/recurring, you can use GDPay’s ACH processing tool (designed for small and medium-sized businesses) to initiate an electronic transfer from your customer’s checking account using the "electronic credit" feature.
With electronic check conversion, accepting checks is as secure and convenient as accepting credit card payments. You’ll scan the customer’s paper check and an electronic image of the check will be securely stored. Your customer signs the receipt and receives the paper check back, and funds are credited to your business bank account automatically. With electronic check conversion, there is no need for a trip to the bank.
GDPay also offers the internet-based Check 21 solution to accept paper checks in-store or by mail and turn them into electronic payments. Scan checks to turn them into electronic documents using a check scanner and funds are automatically deposited in your business bank account.
If you’re looking to get into the gift card game and take advantage of the funds generated from gift card sales, GDPay can provide a scalable solution designed for your needs. GDPay offers three gift card programs: Gift Card Now, Gift Card Advantage, and Gift Card Custom. For customers who already have a gift card program in place, GDPay can help transition your program to GDPay.
GDPay’s Gift Card Now program might be right for you if you want a simple, turnkey gift card program. The Gift Card Now solution comes with 50 or 100 gift cards personalized with your business information. Sample templates are available on GDPay’s website.
If your business is growing and you want enhanced branding, GDPay’s Gift Card Advantage program is a turnkey program that includes your business logo on the gift card. The Gift Card Advantage solution comes with 250 or 500 gift cards. Sample templates are available on GDPay’s website.
Or maybe you already have experience with gift cards or prefer a fully customized solution. If so, GDPay’s Gift Card Custom option provides fully customized gift cards. This option is designed for established businesses with multiple branches who will offer cards at all locations.
If you take payments (or want to take payments) online, GDPay offers multiple options. GDPay can support 4 different popular gateways, including the eProcessing Network (ePN), Authorize.Net, PayTrace, and Orbital.
Specific features may vary by gateway, but will allow you to process transactions securely through the web. Most gateways allow you to set up recurring billing, ideal if you sell goods or services on a subscription-model pricing plan. Additionally, gateways are compatible with many popular shopping carts for easy e-commerce customer checkout. Need to get your online sales data into an accounting program? No problem. Many gateways offer exporting data to QuickBooks or in other file formats for easy accounting.
While CardFellow urges you to carefully weigh the pros and cons of merchant cash advances, if you decide you need one, GDPay can help with that. You don’t need good personal credit to apply or be approved, and GDPay states that funding is provided in as little as 72 hours. Funds can be used for almost any business expense, including marketing and advertising, purchasing inventory, expanding, buying equipment, and more.
Yup. Specific terminal models vary, but GDPay offers equipment with all the current technology, like EMV chip card-capable terminals. They’ve also got you covered with the basics like printers PIN pads. GDPay offers equipment from Dejavoo, Verifone, and First Data.
GDPay places certified quotes through CardFellow, meaning that they’ve agreed to CardFellow’s terms and conditions. When quoting through CardFellow, GDPay will use interchange plus pricing, commit to a lifetime rate lock, and more. You can get a quote from GDPay specific to your business by signing up for a free CardFellow account in just a few minutes. Sign up today!
Within CardFellow, GDPay does not charge a cancellation fee, as it’s prohibited. Contrast that with quotes you get outside of CardFellow. If you don’t go through our marketplace, GDPay’s standard contract is for 3 years and renews automatically. An early termination fee up to $350 may apply. Remember, if you choose GDPay through CardFellow, there is NO early termination fee.
GDPay has been around for awhile, and generally has a positive reputation. The company doesn’t have negative reviews at Yelp or Ripoff Report, and has plenty of positive reviews from CardFellow clients.
GDPay dedicates a section of their website to customer testimonials. Reviewers praise the company’s low fees, seamless transitions from other processors, helpful staff, and big savings over other companies. Testimonials include the reviewer’s full name and the date that the review was made.
As GDPay has been in the CardFellow marketplace for several years, we have a lot of firsthand experience with them, and we’re happy to say we stand behind them. The quotes GDPay places through CardFellow are very competitive, and GDPay consistently gets high marks from businesses that choose them through us. As of December 2015, GDPay boasts a 4.5 star rating from 89 verified reviewers. At CardFellow, we have two types of reviews. Verified reviews are from businesses that we have confirmed chose their process through CardFellow and are working with them. Check out GDPay’s verified reviews. If you’re considering GDPay, be sure to take a look at their quote through CardFellow so that you’ll get all the benefits of both GDPay’s and CardFellow’s services.
If you use GDPay (even if not through CardFellow) leave a review!
Unlike general web reviews, verified reviews are posted by businesses that have chosen the processor's quote through CardFellow's marketplace, and CardFellow has confirmed with the processor that the business is using its service. Businesses can update verified reviews at any time to ensure the review accurately reflects the processor's performance over time.
From David, on Nov 04, 2014
So far we have been very pleased with our processing. GDPay has lived up to their commitments.
From michael, on Nov 03, 2014
From Peter, on Oct 29, 2014
Great rates, very knowledgeable, and great service. Thanks GDPay.
From Mitchell, on Oct 29, 2014
This is the BEST switch of credit card processors I have ever done in the 25 years of doing business. EVERYTHING was explained and written down and there were NO surprises. I appreciate CardFellow for referring me to GDpay! GDpay is the best, wonderful customer service and great rates. I'm saving over $100/mo in fees over my previous carrier. I am ECSTATIC!
From tim sullivan, on Oct 22, 2014
GDPay was very courteous and helpful in getting our account up and processing. About half of our transactions include business cards Level II and Level III. GDPay's Virtual Terminal will prompt you to enter LII, LIII information if applicable, thereby reducing your transaction fees. I also have to say that Chase Bank was very helpful and supportive throughout the process. The first month we saved 35% over our previous processing service. All and all a great experience in the business world. Thanks.
From Keith, on Oct 15, 2014
From Mark, on Oct 14, 2014
So far, so good. Easy set up process. Kevin Yox is very responsive and helpful. Much better service than my prior merchant account.
From William, on Sep 02, 2014
Kevin and GDPay have been great to work with.
From allen, on Sep 02, 2014
Seamless transition. No issues whatsoever. Significant savings each month.
From Terry, on Aug 14, 2014
Nothing but good things from them.
Unlike verified reviews which are validated by CardFellow, web reviews can be submitted by anyone viewing this profile. While we validate these reviews as best we can, CardFellow does not verify that a reviewer is using or has used a processor's service.
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Posted by Rick on Jun 27, 2018
Keep in mind that I do not have extensive experience with GDpay and that this review is only a reflection of my 35min phone interaction with Kevin today to inquire about getting on board with them. I asked about Global Payments Inc. (which they DBA as GDpay)'s security breach several years back and see how my client's information will be protected. I asked about the contracts that GDpay has with other companies and its hard inquiry on credit report during application process. Kevin's answer did not fully address my questions and often sounded rude. He pointed out that all the pricing here on CardFellow does not include virtual terminal fee. He then adjusted the quote leading to the higher rate. Their base % rate might be attractive but I am not sure if I am convinced they are of good customer service. Maybe there's other hidden things they did not let us know. For starters, I was informed by adding a virtual terminal, there's more monthly fee, batch fee, and per transaction fee. Who knows if their rate will be the same years down the road. Kevin ended the phone call passive aggressively by implying to me not to waste his time.
Posted by Lucifer on May 19, 2016
Just reviewed my first month's processing statement and my overall fees were a full percent less than my prior ”discount” processor. All is good, and deposits are prompt. I am happy with our decision to switch