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Subscription pricing is becoming more popular as businesses try to find ways to cut credit card processing costs. This type of pricing can be competitive, but there is an element of marketing spin that can sometimes make it seem better than it actually is. Subscription flat rate pricing is available from some processors in the …
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Choosing a Seasonal Merchant Account Provider For seasonal businesses, transparency is key. You’ll need a processor that isn’t skittish about big seasonal swings in transaction volume and you’ll need to be open with them about the seasonal nature of your business. Additionally, finding a processor that has no or low monthly minimums for your off-months …
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A merchant account monthly minimum fee really isn’t a fee by itself — it’s more like a benchmark.
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However, it’s possible to transition to a new processor smoothly and with minimal disruptions. In this guide, I’ll walk you through the process step by step, from determining if it’s time to switch to actually cancelling your old account. How to Know if It’s Time to Switch Merchant Accounts Before I get into how to …
How to Switch Merchant Accounts without Interrupting Sales Read More »
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Let’s face it: merchant services is a confusing topic for most business owners. And sometimes that’s not an accident. Between intentionally vague terms and sales reps that range from well-intentioned but inexperienced to outright deceptive, it’s no surprise that myths about merchant fees persist. I’ve written about credit card processing for decades and helped thousands …
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The rule, sometimes referred to as the “Junk Fees Rule,” specifies that businesses in specific industries must clearly disclose the total price including all mandatory fees. As of 2025, the rule applies to businesses selling tickets to live events and short-term lodging businesses, such as hotels, inns, vacation rentals, and bed & breakfasts. What is …
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There are several choices, each with different costs and features. In this article, we’ll cover the monthly fees for Clover plans, hardware/software compatibility, and what you get with each software plan. Clover Equipment There are currently five choices for Clover credit card processing equipment: Go, Flex, Mini, Station, and Station 2018. In the past, Clover …
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The short answer is that embedded payments refers to payment options that are integrated directly into apps or websites. Instead of requiring an external credit card machine or redirecting you to a payment processing page online, the payment capability is “embedded” in the app or website. In this article, I’ll go into more detail on …
