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Specialized Processing Solutions Review

Specialized Processing Solutions is a credit card processing company that also offers check processing and gift card programs. Specialized Processing Solutions can help many businesses, and offers processing for businesses that are considered high risk, including gaming and casinos located where such activities are legal. Here’s what you need to know about Specialized Processing Solutions’ rates and fees, services, reputation, and more.


Specialized Processing Solutions is headquartered in Florida and has kept pace in the card processing industry by offering the latest solutions, including mobile and ecommerce payment acceptance.

How can I process payments with Specialized Processing Solutions?

With Specialized Processing Solutions, you can take Visa, MasterCard, American Express, Discover, JCB, Diners Club, and fleet cards, as well as debit, EBT, and gift cards. Additionally, if you want to take UnionPay (a popular card in China) and have an e-commerce website, Specialized Processing Solutions can get you set up to expand your reach by accepting UnionPay. You can also take payments in international currencies to provide convenience for your international customers.


For taking payments traditionally in a “card-present” scenario (like a restaurant or physical store), Specialized Processing Solutions offers point-of-sale options. Take all major credit and debit cards, gift cards, and more and enjoy fast funding.


Do you need the ability to take cards using your smartphone or tablet? Specialized Processing Solutions can set you up for that, too. You can offer added convenience to your customers by allowing them to pay with their credit card even when you’re away from a traditional store. Making deliveries or selling items at fairs is easy when your customers can pay with their card.


As the popularity of online shopping continues to grow, many businesses are finding it more important than ever to have an e-commerce website. Customers ready to buy from you online will find it easy with Specialized Processing Solutions e-commerce card acceptance options. Specialized Processing Solutions offers its own PCI compliant gateway, which is fully compatible with many popular shopping carts.

Mail and Phone Order

For companies that take payments over the phone or by mail, Specialized Processing Solutions can provide you with a virtual terminal to enter the transaction details. Your customers will appreciate the convenience of paying by phone or mail while you get the benefit of not waiting for a check. Additionally, if you offer goods or services on a recurring basis or have subscriptions, you can set up recurring payments to easily automate billing.

Other Services

Specialized Processing Solutions also offers additional services that you may need or want, such as check processing, reward programs, and gift card programs.

Check Processing

You can have quicker access to funds from checks by using a Specialized Processing Solutions’ point-of-sale conversion to turn paper checks into secure electronic transactions. A check reader connected to your payment terminal will get the job done, and eliminates the need for you to go to the bank to physically deposit paper checks.

Or, if you want to take checks online, the “Checks-By-Web” solution lets you debit a customer’s checking account when they select the option to pay by check. Funds are deposited within 24 hours. You can also use “Checks-By-Phone” to take check payments over the phone.


If you want to generate repeat visits from customers, a loyalty program could help you reach your goals. Specialized Processing Solutions’ consumer rewards cards let you offer a pre-paid Visa or MasterCard to your customers as a reward for purchases. Cards are available in amounts of $10, $20, and $50.

Gift Cards

Specialized Processing Solutions’ gift card program isn’t just a typical reloadable gift card. Instead, SPS offers Visa or MasterCard branded reloadable cards that can be customized for your business. This allows the cards to be used in more ways, and you can earn money from the card usage.

What about equipment?

Specialized Processing Solutions boasts compatibility with several major processing platforms, meaning they have the ability to support a wide range of equipment.


Specialized Processing Solutions is a PCI Level 1 certified processor and utilizes encryption for added protection.

What does it cost?

Currently, Specialized Processing Solutions doesn’t list any information about rates or fees to the public. In order to see pricing for your business, you can request a quote directly from your CardFellow account.

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What do people think about Specialized Processing Solutions?

For having been around for awhile, Specialized Processing Solutions doesn’t have much of an online reputation. That’s not necessarily a bad thing, since there are plenty of examples of customers only reviewing companies when they’re angry with them. However, it makes it difficult to provide an accurate idea of customer satisfaction. If you’ve used Specialized Processing Solutions help other businesses out and leave a review!


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Posted by CardFellow on Apr 19, 2018


Specialized Processing Solutions offers payment processing, a gift card program, and more. The company can also accept "high risk" businesses.