Tablet POS Systems for Higher Checks and Faster Turnover
You’ve probably seen wait staff carrying tablets to let customers pay tableside, or noted the sleek, low-profile systems at trendy bars. While many smaller establishments use a tablet at the counter, Olive Garden, Panera Bread, and Chili’s are among the major restaurant chains using them at tables. These tablets allow diners to view menus, order fo...
Using a PayPal Account In Store: Cards and the PayPal App
A few years back, PayPal reached deals with Visa, Mastercard, and First Data (now Fiserv) that enabled easier payments offline using PayPal. Those agreements came as Apple Pay began ramping up its use in online transactions, PayPal’s bread and butter, so it’s no surprise the company began taking in-store payments more seriously. Let’s take a loo...
B2B Transactions: Level 2 and Level 3 Credit Card Processing
It doesn’t matter how big or small your business is – if you take business credit cards, you can qualify for better rates. B2B transactions don’t have to cost more. Note: Unfortunately, in October 2017, Visa raised its rates for some commercial transactions and businesses won't save as much by providing Level 2 or Level 3 data as they did before...
MasterCard's Merchant Location Fee
Stay Informed We've updated this article several times and will continue to do so. Follow us on Twitter or Facebook for the latest news. Please let us know in the comments how you've been charged this fee. What is a Merchant Location Fee? Mastercard imposes a Merchant Location Fee for each business location that accepts its cards. Mastercar...
PCI Compliance for Mobile Devices
When using a smartphone, tablet or other mobile POS system, these same standards apply. In addition, specific mobile payments standards apply. In this article, we’ll go over concepts regarding payment security and remaining compliant when processing cards. Security Risks of the Digital Age Hackers are everywhere, and it’s been that way f...
Square Capital Partners with Upserve
Square Capital and Upserve In mid-August, 2016, Square Capital announced an alliance with Upserve, the restaurant management software company that purchased Breadcrumb earlier the same year. The startup claims to manage approximately $8 billion annually in transaction volume. This joint venture will make the Square Cap loan program available t...
PCI Qualified Security Assessors, QIRs and PCI DSS Compliance
PCI compliance is a complicated topic for even security professionals, so it's no wonder many small business owners feel overwhelmed just thinking about it. Some businesses are required to use Qualified Security Assessors. In this article, I'll tackle what Qualified Security Assessors (QSAs) do to help demystify the process of PCI compliance. ...
Discover Information Security and Compliance Program
In this article we’ll be exploring the Discover Information Security and Compliance (DISC) Program. Before we get into Discover’s specific rules, you’ll need to make sure you’re compliant with PCI DSS - This is an agreed set of requirements for everyone involved in the credit card system. You can check out our article on PCI compliance if you ne...
American Express Data Security Operating Policy
They’re designed to protect cardholder data, which can improve customer relationships, your profitability, and prevent a costly security breach and damage to your business reputation. There are a few steps to meeting these regulations, which we’ll go over in this article. Make Sure You Are PCI Compliant PCI DSS is an agreed upon set of s...
Visa Cardholder Information Security Program
In this article we’ll be exploring Visa cards, specifically the “Visa Cardholder Information Security Program (CISP)" which over time evolved into the current PCI DSS standards. If you're not familiar with PCI DSS, be sure to check out our article on PCI compliance. Validate Your Compliance with PCI DSS with Visa Visa provides a “level” to ...
