Credit Card Processing, Security and PCI Compliance

American Express Data Security Operating Policy

There are a few steps to meeting these regulations, which we’ll go over in this article. Make Sure You Are PCI Compliant Determine Your Merchant Level with Amex Complete the Required Steps and Documentation Submit Your Information to Amex Useful Resources and Further Information Make Sure You Are PCI Compliant PCI DSS is an agreed…

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If you accept American Express (Amex) credit cards in your business, you need to meet certain requirements. These requirements are meant to protect your customers and your business. They’re designed to protect cardholder data, which can improve customer relationships, your profitability, and prevent a costly security breach and damage to your business reputation.

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MasterCard Site Data Protection Program

  What is the MasterCard SDP? Find Out What “Level” You Are Level 1 Merchants Level 2 Merchants Level 3 Merchants Level 4 Merchants Useful Resources and Further Information What is the MasterCard SDP? Just like other card providers, a large part of the MasterCard’s requirements is making sure you’re complying with all aspects of…

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It’s vital you have the information you need to stay compliant when you’re processing credit card payments. Part of this is ensuring you meet the requirements of the various credit card issuers like Visa, AMEX, and MasterCard. In this article we’ll be exploring credit cards issued by MasterCard and governed by the MasterCard Site Data Protection (SDP) Program.

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Credit Card Processing, Security and PCI Compliance

Visa Cardholder Information Security Program

As with any cardholder security program, you will need to be fully compliant with PCI DSS. If you’re not already familiar with it, be sure to check out our article on PCI compliance. Validate Your Compliance with PCI DSS with Visa Regulations and Assessments Payment Service Providers Taking Payment Security Training Useful Resources and Further…

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As a business owner, it’s important to stay compliant when you’re accepting and processing credit card payments. In this article we’ll be exploring Visa cards, specifically the “Visa Cardholder Information Security Program (CISP).” We’ll break this down into easily understandable steps.

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Credit Card Processing, Scams and Fraud

Business Owners: EMV Chip Card Scams and Misleading Sales Tactics

As often happens when there’s confusion, scammers and unethical companies are taking advantage of the confusion. Here are some of the chip card scams you may run into. The “You Overpaid” Pitch The Free Equipment Pitch “This is Visa/MasterCard” Merchant Services Call EMV Compliance Invoice Physical Card Tampering The Facts About EMV Chip Card Scams…

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The switch to EMV chip cards has been a mess for many businesses. The need to purchase new equipment, long delays in certification, customer confusion over using the chip cards, and retraining staff on accepting cards are a few of the problems.

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Credit Card Processing, Security and PCI Compliance

Guardian Security Suite by TSYS

TSYS has rolled out a chain of products for retail merchants the past several years: including its EMV card acceptance, encryption, and tokenization services. All have been warmly received by businesses and have helped TSYS build a solid reputation as a responsive and efficient way for budget minded retailers to achieve and maintain high levels…

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Since 2010, when Total System Services, Inc. (also known as TSYS) purchased a majority stake in First National Bank of Omaha’s merchant acquisition business, the company has been a significant player in the credit card payment processing industry. It’s one of the largest processors in the world, and offers a full range of services.

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Credit Card Processing

The CurrentC Shutdown and What It Means For You

CurrentC was initially rolled out in a beta pilot program in Columbus, Ohio on September 15, 2015. A nationwide rollout was planned for 2016 but was canceled as the organization looks at other growth methods. Merchants who accepted CurrentC should inform customers that it’s no longer available. However, other forms of mobile payments are still…

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As of June 28, 2016, CurrentC, the mobile payment app created by the Merchant Customer Exchange, has officially shut down. The move follows an announcement in May that MCX was laying off 30 employees and refocusing its efforts on partnerships with financial partners like Chase.

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Credit Card Processing, Legal

Home Depot Lawsuit Against Visa and MasterCard

Wal-Mart filed a similar suit against Visa in May. The Security Problem According to Home Depot Credit Card Companies’ Reactions The Monetary Problem According to Home Depot No Option Are PINs the answer? Prayer for Relief Visa and MasterCard Respond The Security Problem According to Home Depot Home Depot accuses Visa and MasterCard of being…

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It’s a case of a home improvement retail giant versus two network payment processing behemoths. In mid-June 2016, Home Depot filed an antitrust lawsuit in federal district court in Atlanta against Visa and MasterCard, alleging credit card security is inadequate and exposes retailers and customers to hacking.

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Credit Card Processing, Security and PCI Compliance

TSYS Card Compromise Assistance Plan

In response to this threat that can cripple or virtually destroy any retail business, Total System Services, Inc. (also known as TSYS) offers a Credit Card Compromise Assistance Plan (C-CAP). This service can ease the financial risk and reassure business owners who accept credit cards at their retail locations and online.  C-CAP protects them from…

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No business is exempt from an attack on their sensitive credit card customer databases by hackers and other criminals. And small businesses who might not be able to afford the latest security measures have found themselves especially targeted.

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