Note: As of summer 2023, Visa no longer utilizes these interchange categories. They have either been renamed or merged with other categories. We're leaving this page for historical accuracy, but will no longer be updating it. The rates and fees noted may or may not be relevant to your Visa interchange rates and fees for credit transactions.  &nb...

Note: As of summer 2023, this interchange category is no longer listed in Visa's published interchange table. We're preserving this article for historical accuracy, but it will no longer be updated as these categories don't exist anymore.   The categories only apply to consumer rewards cards. (That is, cards issued to an individual consu...

Note: As of 2023, Visa's published interchange table no longer lists the CPS Rewards 1 or Signature Preferred interchange categories. The rates that applied are found in other categories, which have either been renamed or merged with CPS Rewards 1 and Signature Preferred. We're leaving this article for historical purposes, but it will no longer be ...

Note: As of summer 2023, the CPS Card Not Present interchange categories for credit cards are no longer listed in Visa's interchange table. Only CPS Card Not Present Debit and Credit categories are still in use. We're leaving this article for historical purposes, but it will no longer be updated and the rate and fee information is not relevant to c...

Note: As of 2023, this interchange category is no longer listed in Visa's published interchange table. We're preserving this article for historical accuracy, but will no longer be updating it. This category will not be used for determining pricing, though the rate and fee may be the same as other, current, categories.   Interchange rate &...

All of these are important questions to ask. At a certain point, you may face a choice: Do I invest in a stand-alone system that works with other processors or an all-in-one platform that has credit card processing integrated within? We want to help make that choice as easy as possible, so we've compiled some info that’ll help you decide whic...

Authorize.net is a great gateway provider, but it’s not a credit card processor. It actually farms out its credit card processing to its parent company, CyberSource. It also charges higher fees for its gateway than some of its resellers. That means you can use Authorize, but get it (at lower prices!) through one of its partners. The great thing ...

The law (SB0316) requires that merchant service providers not owned by a bank calculate and list the effective rate for credit card processing on each monthly statement. What does this mean for Tennessee businesses and are businesses in other states affected? Information provided in this article is for reference only. If you need legal advice rega...