This Braintree vs. Stripe review will cover a number of different facets of the two services to help you make the right choice for your online business. What are online payment gateways? A payment gateway is the technology that allows you to take payments online. Gateways are integrated into ecommerce stores to authorize card payments, chec...

Interchange downgrades aren't exactly a fun topic, and they can be a little complicated to explain. However, there are very real costs associated with them, and too many downgrades means throwing money down the drain. Fortunately, downgrades are an avoidable expense. The issue is that a processor’s expertise is required to recognize and address ...

Maybe it doesn’t even feel like a choice. You need money to make money; any aspiring small business owner knows this to be true. But who is going to give you a loan with less than stellar credit or no collateral? And, who has time to go through a loan approval process? Click, click, click and that cash advance could be yours. Okay, we understand...

Note: As of summer 2023, Visa no longer utilizes these interchange categories. They have either been renamed or merged with other categories. We're leaving this page for historical accuracy, but will no longer be updating it. The rates and fees noted may or may not be relevant to your Visa interchange rates and fees for credit transactions.  &nb...

Note: As of summer 2023, this interchange category is no longer listed in Visa's published interchange table. We're preserving this article for historical accuracy, but it will no longer be updated as these categories don't exist anymore.   The categories only apply to consumer rewards cards. (That is, cards issued to an individual consu...

Note: As of 2023, Visa's published interchange table no longer lists the CPS Rewards 1 or Signature Preferred interchange categories. The rates that applied are found in other categories, which have either been renamed or merged with CPS Rewards 1 and Signature Preferred. We're leaving this article for historical purposes, but it will no longer be ...

Note: As of summer 2023, the CPS Card Not Present interchange categories for credit cards are no longer listed in Visa's interchange table. Only CPS Card Not Present Debit and Credit categories are still in use. We're leaving this article for historical purposes, but it will no longer be updated and the rate and fee information is not relevant to c...

Note: As of 2023, this interchange category is no longer listed in Visa's published interchange table. We're preserving this article for historical accuracy, but will no longer be updating it. This category will not be used for determining pricing, though the rate and fee may be the same as other, current, categories.   Interchange rate &amp...