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Credit Card Processing

Is Interchange Plus Still the Gold Standard in 2025?

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Over the last couple decades, I’ve fielded thousands of questions about pricing models and written countless blog posts to help clear up confusion about processing fees. But payment processing is a constantly-changing landscape. Over the years new models have joined the fray, such as flat-rate pricing and subscription-based pricing. So it’s worth revisiting a classic …

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Credit Card Processing

5 Processing Fee Myths that Won’t Die

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Let’s face it: merchant services is a confusing topic for most business owners. And sometimes that’s not an accident. Between intentionally vague terms and sales reps that range from well-intentioned but inexperienced to outright deceptive, it’s no surprise that myths about merchant fees persist. I’ve written about credit card processing for decades and helped thousands …

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Credit Card Processing

Clover Monthly Fees: Choosing a Pricing Plan

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There are several choices, each with different costs and features. In this article, we’ll cover the monthly fees for Clover plans, hardware/software compatibility, and what you get with each software plan. Clover Equipment There are currently five choices for Clover credit card processing equipment: Go, Flex, Mini, Station, and Station 2018. In the past, Clover …

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ecommerce

What Are Embedded Payments?

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The short answer is that embedded payments refers to payment options that are integrated directly into apps or websites. Instead of requiring an external credit card machine or redirecting you to a payment processing page online, the payment capability is “embedded” in the app or website. In this article, I’ll go into more detail on …

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Credit Card Processing

Beware of these Merchant Services Contract Clauses

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I’ve reviewed hundreds of processor contracts over the years. While some are fairly straightforward, others contain “gotchas” that aren’t always easy to spot. Unfortunately, missing those can cause you a lot of frustration and money. In this article, I’ll help you avoid pitfalls by showing you what to avoid in your credit card processing agreement. …

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