Credit Card Processing

Visa Corporate Card Level II Data Rate


April 18, 2018

Corporate Card Level II is a Visa interchange category used to calculate the interchange fee for card-not-present transactions made with a corporate credit card instead of a consumer credit card.

Interchange rate & fee: 2.50% + $0.10

Also known as:

Corporate Card Level II (also known as US CORP L2) is an interchange category that is used to calculate the interchange fee for card-not-present transactions (including keyed transactions) involving a payment made with a corporate credit card instead of a consumer credit card.

Qualification criteria
The Corporate Card Level II interchange category will apply under the following conditions:

  • The card is not present (or is keyed in) at the time of purchase
  • The card is used for a non-travel payment
  • The transaction takes place at a US-based merchant with a US acquirer
  • The transaction is CPS qualified
  • Enhanced clearing data is provided
  • Merchant Category Code (MCC) cannot be a travel service
  • The transaction is settled within 3 days of the original transaction date

Typical bundled qualification
Although qualifications for transactions vary, many processors class the Corporate Card Level II category as mid-qualified for card-present businesses and qualified for card-not-present businesses.

Ben Dwyer

BY Ben Dwyer

Ben Dwyer began his career in the processing industry in 2003 on the sales floor for a Connecticut‐based processor. As he learned more about the inner‐workings of the industry, rampant unethical practices, and lack of assistance available to businesses, he cut ties with his employer and started a blog where he could post accurate information about credit card processing.As the blog gained in popularity, Ben began directly assisting merchants in their search for a processor. Ben believes in empowering businesses by providing access to fair, competitive pricing, accurate information, and continued support. His dedication to transparency and education has made CardFellow a staunch small business advocate in the credit card processing industry.


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