Visa Corporate Card Level II Data Rate (Commercial Level II)

Note that in the past, Visa has had two categories for commercial level 2 cards – one for corporate cards and one for purchasing cards. As of 2023, Visa’s published interchange table shows one consolidated category – commercial level II.

Interchange rate & fee: 2.50% + $0.10

Also known as:

Commercial Level II (also known as US CORP L2) is an interchange category that is used to calculate the interchange fee for card-not-present transactions (including keyed transactions) involving a payment made with a corporate credit card instead of a consumer credit card.

Qualification criteria
The Corporate Card Level II interchange category will apply under the following conditions:

  • The card is not present (or is keyed in) at the time of purchase
  • The card is used for a non-travel payment
  • The transaction takes place at a US-based merchant with a US acquirer
  • The transaction is CPS qualified
  • Enhanced clearing data is provided
  • Merchant Category Code (MCC) cannot be a travel service
  • The transaction is settled within 3 days of the original transaction date

Typical bundled qualification
Although qualifications for transactions vary, many processors class the Corporate Card Level II category as mid-qualified for card-present businesses and qualified for card-not-present businesses.

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