CardFellow Credit Card Processing Blog

Credit Card Processing

FreshBooks vs. Intuit GoPayment and QuickBooks for Taking Credit Cards

by Ben Dwyer

While there are plenty of mobile card readers (such as those available from Square, Authorize.Net, AnywhereCommerce, and more) FreshBooks is one of few that is offered by and directly integrates with accounting software. The main competitor in that arena is Intuit’s GoPayment, the mobile processing solution from the makers of QuickBooks. How do FreshBooks mobile […]

Accounting software company FreshBooks rolled out an EMV/magstripe mobile credit card reader in the spring of 2016. We have a full review of the Freshbooks reader, but if you’re looking for more details, like how it stacks up to other options, this article is for you.

FreshBooks and QuickBooks mobile readers

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Credit Card Processing, Medical and Dental

Credit Card Processing for Plastic and Cosmetic Surgery

by Ben Dwyer

From co-payments to needing or wanting procedures that aren’t necessarily covered by insurance, your clients turn to credit cards to pay. As a cosmetic or plastic surgeon, being able to accept your client’s credit or debit card can be the difference between getting their business or losing it to another practice. Maybe you’re new to […]

In this day and age, most businesses find it beneficial to accept credit cards. But for cosmetic and plastic surgeons, it’s practically a necessity.

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Credit Card Processing

5 Reasons to Ask for OptBlue Pricing if You Take American Express

by Ben Dwyer

If you already take American Express cards or are considering accepting them at your business, you’ll want to make sure your processor charges you with OptBlue. Here’s why: It’s Cheaper Well, probably. The OptBlue pricing is a “cost plus” model, so if you’re not on a tiered pricing model and if have a competitive processor […]

Like many businesses, you probably think of American Express as the expensive credit card to accept. That’s changing thanks to American Express’s alternate pricing, called OptBlue.

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Press Releases

Payline Joins the CardFellow Marketplace

by Ben Dwyer

Middletown, CONN. – CardFellow is pleased to announce that Payline has joined its marketplace of credit card processing companies. When businesses come to CardFellow looking for a payment processor, Payline can offer certified quotes that adhere to CardFellow’s requirements. Payline will quote using interchange plus pricing with true pass-through, will not charge cancellation fees, and […]

CardFellow is pleased to announce that Payline has joined its credit card processing marketplace.

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Accounting and Finance, Credit Card Processing

Should You Get a Merchant Cash Advance?

by Ben Dwyer

Many processors now offer cash advances, and popular platform Square is making the process easier than ever by including information on their cash advance program, Square Capital, right in an eligible business’s processing dashboard. But are cash advances worth the costs? Primarily because of hefty fees, it may be worth it to look for funding […]

When you need money for your small business, it may be tempting to take a merchant cash advance, or an advance of money against your future credit card sales. Your credit card processing company (or other cash advance provider) will deposit money into your bank account, which you will then pay back through daily automatic deductions from your credit card sales.

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Press Releases

CardFellow Welcomes Helcim

by Ben Dwyer

MIDDLETOWN, Conn. – CardFellow is pleased to announce that Helcim, Inc. has joined its credit card processing marketplace as a provider of certified quotes for businesses. By joining CardFellow, Helcim agrees to offer quotes with interchange plus pricing, a lifetime rate lock, and no cancellation fees. Businesses looking to secure competitive credit card processing will […]

CardFellow is pleased to welcome Helcim to its credit card processing marketplace.

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Credit Card Processing

Taking EMV Chip Cards with a Smartphone or Virtual Terminal

by Ben Dwyer

In fact, many credit card processing companies have options for you. Learn how you can start taking chip cards securely with your smartphone or computer. Can I just use a basic mag stripe reader to take EMV chip cards? Smartphone and Tablet Card Readers Virtual Terminal Card Readers What are the costs for EMV capable readers? Are […]

The EMV liability shift brought chip cards to the US, requiring a host of credit card processing equipment changes. For those who take payments on-the-go, rest assured that there are chip-compatible smartphone and tablet readers.

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Credit Card Processing, Legal, Scams and Fraud

Northern Leasing Systems Lawsuit, Scam & Review

by Ben Dwyer

Update: On June 9, 2020 the New York Attorney General won a court victory against Northern Leasing that vacates nearly 30,000 judgments and permanently bans Northern Leasing from engaging in the practice of leasing equipment. I’m proud to say that I had a small level of participation in the victory against Norther Leasing by advising […]

Northern Leasing Systems is garbage. It defies logic that a company with a reputation as horrendous as Northern Leasing is still in business. It shouldn’t be. The company’s culture is defined by a well-documented history of rampant scams, fraud, lawsuits, and even being sued in federal court for racketeering.

Here’s a piece of advice if you’re thinking of leasing a credit card machine from Northern Leasing – don’t.

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Credit Card Processing exposed