I just downloaded the app last week. I am a driving instructor. My clients information is super sensitive. I processed 4 transactions last week with a turn around time of 2 days. The day my funds were to be deposited they were diverted to another account in Houston. I have been told my funds where to be deposited the following day - twice no funds. I was told by a representative that they would be sending me an email by the end of the day. Never received it. Now that I've sent documents they want me to wait another 2 days and the weekend to even know if they are going to give my funds back. They keep giving me the run around and this was a waste of time. The customer service is horrible. They need to be shut down. Please save yourself a headache and DO NOT use this company. I will be also having the BBB look into them. This was the worst experience ever.