For most businesses, the problem with ensuring optimal interchange is that it’s confusing, and your processor has no incentive to assist you. The time needed to learn the ins and outs of interchange in order to ensure you're properly optimized is significant, and since the savings only benefit you, not your processor, you're usually on your own. Ho...

Credit and debit card fraud cause losses in the billions. Anything that can reduce the impact of fraud will significantly improve confidence throughout the payments marketplace and save businesses money. One potential way to fight fraud is through the use of biometrics — your uniquely identifying personal features like fingerprints, voice, face, or...

Note: Vantiv was acquired by Worldpay, which was itself acquired by Fidelity National Information Services (FIS.) You'll likely see the name Worldpay more often and Vantiv less, including in relation to Bizshield.  In the digital age, small businesses can’t afford to ignore reviews, but it can be time-consuming to scour different sites for menti...

We expect money transfers between buyers and sellers to take days, not minutes. But is that reasonable in a world where so much of what we do is instant? When we can get customer support, social media updates, responses, or communications within moments of our requests, why do payments take so long? Fortunately, this could be about to change. Th...

These days everything is digital. When was the last time you saw someone using a manual credit card imprinter? Whether you accept payments from chip credit cards or Apple Pay, the risks (and regulations) remain essentially the same. Hackers and thieves don’t care if you’re a one-man weekend operation or a major corporation. If you own a business th...

Let’s take a look at what the lawsuit claims and what you can do if you process credit cards through Wells Fargo Merchant Services. Wells Fargo Lawsuit The lawsuit - Patti’s Pitas et al v. Wells Fargo Merchant Services - filed in August 2017 in New York, alleged that Wells Fargo charged unauthorized fees and failed to deliver on promises that i...

There are four major business credit scores, issued by FICO SBSS, Dun & Bradstreet, Equifax, and Experian. Each bureau uses a slightly different scoring approach, but all major business credit scores assess a company’s ability to make on-time payments. The Importance of Your Business Credit Score Ultimately, your business credit score measu...

If you’re considering Helios for your salon or spa, this review offers information about features, costs, and more. Features and Benefits On Helios’ website, the features listed are noted as being part of the enterprise package. Features include the ability to manage inventory, share data between multiple branches, create customer profiles, a...