Credit Card Processing

Visa International Acquirer Fee

by Ben Dwyer

Visa’s International Acquirer Fee is one of several assessment fees that apply to Visa transactions.

Effect October 2009, Visa began charging a fee of 0.45% (forty-five basis points) for transactions acquired within the United States involving a card issued by a bank outside of the United States. The International Acquirer Fee (IAF) is one of two fees that Visa now charges for this type of transaction.

The International Acquirer Fee is separate from Visa’s international service assessment, but both fees apply under the same circumstances. The International Acquirer Fee (0.45%), International Service Assessment (0.40%), and Visa’s standard assessment (0.11%) will all apply to transaction involving a credit card issued outside of the United States, bringing the total charge beyond interchange to 0.96%

Ben Dwyer

BY Ben Dwyer

Ben Dwyer began his career in the processing industry in 2003 on the sales floor for a Connecticut‐based processor. As he learned more about the inner‐workings of the industry, rampant unethical practices, and lack of assistance available to businesses, he cut ties with his employer and started a blog where he could post accurate information about credit card processing. As the blog gained in popularity, Ben began directly assisting merchants in their search for a processor. Ben believes in empowering businesses by providing access to fair, competitive pricing, accurate information, and continued support. His dedication to transparency and education has made CardFellow a staunch small business advocate in the credit card processing industry.


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