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Credit Card Processing, Security and PCI Compliance

PCI Compliance for Mobile Devices

by Brian Penny

When using a smartphone, tablet or other mobile POS system, these same standards apply. In addition, specific mobile payments standards apply. In this article, we’ll go over concepts regarding payment security and remaining compliant when processing cards. Security Risks of the Digital Age The Costs of Non-Compliance What to Know About Mobile Compliance Approved POI…

If you’ve taken credit cards in your store, you probably know that PCI compliance is required. The Payment Card Industry (PCI) set forth a Data Security Standard (DSS) it requires adherence to from any business that processes, stores, or transmits payment card data. But did you know that PCI compliance applies when you take credit cards using your smartphone with a card reader, like Square or PayPal Here?

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Credit Card Processing

Square Capital Partners with Upserve

by Gary Bowen

Square Capital and Upserve How does it work? What’s in it for Upserve? For Square? Should I accept a Square Capital Offer? Am I eligible? How do I apply? Competitors Square Capital and Upserve In mid-August, 2016, Square Capital announced an alliance with Upserve, the restaurant management software company that purchased Breadcrumb earlier the same…

Square entered into the world of marketplace lending a little over two years ago through its Square Capital (Square Cap) program, offering funding to businesses that process credit card through Square. Square’s success with lending has led to a broadening of the program to include the first of several partner companies whose customers may now qualify for similar financial assistance.

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Credit Card Processing, Security and PCI Compliance

PCI Qualified Security Assessors, QIRs and PCI DSS Compliance

by Jane Meggitt

Let’s look at what the requirements are, and how you can become and stay compliant. The Acronyms Level 4 Merchants New Visa QIR and PCI Validation Requirements Requirements in Detail The Acronyms When it comes to credit card security, a dizzying list of acronyms like PCI, QSA, and QIR have even the most savvy business…

January 31, 2017 marks changes to security requirements for small businesses. Specifically, you’ll need to validate PCI compliance and ensure that you’re only using qualified companies (QIRs) to install and provide tech support for your POS system. Not meeting the requirements has many possible repercussions. In addition to opening your business up to security breaches and hacks, you could be fined by your processor or lose your merchant account.

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Credit Card Processing, Security and PCI Compliance

Discover Information Security and Compliance Program

by Paul Maplesden

Before we get into Discover’s specific rules, you’ll need to make sure you’re compliant with PCI DSS – This is an agreed set of requirements for everyone involved in the credit card system. You can check out our article on PCI compliance if you need more information. Meeting PCI DSS standards is essential, as that’s…

If you process credit cards (whether face-to-face or online) you need to be fully compliant with the guidelines and regulations for credit card security and processing. In this article we’ll be exploring the Discover Information Security and Compliance (DISC) Program.

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Credit Card Processing, Security and PCI Compliance

American Express Data Security Operating Policy

by Paul Maplesden

There are a few steps to meeting these regulations, which we’ll go over in this article. Make Sure You Are PCI Compliant Determine Your Merchant Level with Amex Complete the Required Steps and Documentation Submit Your Information to Amex Useful Resources and Further Information Make Sure You Are PCI Compliant PCI DSS is an agreed…

If you accept American Express (Amex) credit cards in your business, you need to meet certain requirements. These requirements are meant to protect your customers and your business. They’re designed to protect cardholder data, which can improve customer relationships, your profitability, and prevent a costly security breach and damage to your business reputation.

American Express Data Security Operating Policy

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MasterCard Site Data Protection Program

by Paul Maplesden

What is the MasterCard SDP? Find Out What “Level” You Are Level 1 Merchants Level 2 Merchants Level 3 Merchants Level 4 Merchants Useful Resources and Further Information What is the MasterCard SDP? Just like other card providers, a large part of the MasterCard’s requirements is making sure you’re complying with all aspects of…

It’s vital you have the information you need to stay compliant when you’re processing credit card payments. Part of this is ensuring you meet the requirements of the various credit card issuers like Visa, AMEX, and MasterCard. In this article we’ll be exploring credit cards issued by MasterCard and governed by the MasterCard Site Data Protection (SDP) Program.

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Credit Card Processing, Security and PCI Compliance

Visa Cardholder Information Security Program

by Paul Maplesden

As with any cardholder security program, you will need to be fully compliant with PCI DSS. If you’re not already familiar with it, be sure to check out our article on PCI compliance. Validate Your Compliance with PCI DSS with Visa Regulations and Assessments Payment Service Providers Taking Payment Security Training Useful Resources and Further…

As a business owner, it’s important to stay compliant when you’re accepting and processing credit card payments. In this article we’ll be exploring Visa cards, specifically the “Visa Cardholder Information Security Program (CISP).” We’ll break this down into easily understandable steps.

Visa-Cardholder-Information-Security-Program

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Credit Card Processing, Scams and Fraud

Business Owners: EMV Chip Card Scams and Misleading Sales Tactics

by Ellen Cunningham

As often happens when there’s confusion, scammers and unethical companies are taking advantage of the confusion. Here are some of the chip card scams you may run into. The “You Overpaid” Pitch The Free Equipment Pitch “This is Visa/MasterCard” Merchant Services Call EMV Compliance Invoice Physical Card Tampering The Facts About EMV Chip Card Scams…

The switch to EMV chip cards has been a mess for many businesses. The need to purchase new equipment, long delays in certification, customer confusion over using the chip cards, and retraining staff on accepting cards are a few of the problems.

Business-Owners-EMV-Chip-Card-Scams-and-Misleading-Sales-Tactics

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Credit Card Processing exposed