CardFellow Credit Card Processing Blog

Credit Card Processing, Security and PCI Compliance

PCI Qualified Security Assessors, QIRs and PCI DSS Compliance

by Ben Dwyer

Let’s look at what the requirements are, and how you can become and stay compliant. The Acronyms Level 4 Merchants New Visa QIR and PCI Validation Requirements Requirements in Detail The Acronyms When it comes to credit card security, a dizzying list of acronyms like PCI, QSA, and QIR have even the most savvy business […]

January 31, 2017 marks changes to security requirements for small businesses. Specifically, you’ll need to validate PCI compliance and ensure that you’re only using qualified companies (QIRs) to install and provide tech support for your POS system. Not meeting the requirements has many possible repercussions. In addition to opening your business up to security breaches and hacks, you could be fined by your processor or lose your merchant account.

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Credit Card Processing, Security and PCI Compliance

Discover Information Security and Compliance Program

by Ben Dwyer

Before we get into Discover’s specific rules, you’ll need to make sure you’re compliant with PCI DSS – This is an agreed set of requirements for everyone involved in the credit card system. You can check out our article on PCI compliance if you need more information. Meeting PCI DSS standards is essential, as that’s […]

If you process credit cards (whether face-to-face or online) you need to be fully compliant with the guidelines and regulations for credit card security and processing. In this article we’ll be exploring the Discover Information Security and Compliance (DISC) Program.

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Credit Card Processing, Security and PCI Compliance

American Express Data Security Operating Policy

by Ben Dwyer

There are a few steps to meeting these regulations, which we’ll go over in this article. Make Sure You Are PCI Compliant Determine Your Merchant Level with Amex Complete the Required Steps and Documentation Submit Your Information to Amex Useful Resources and Further Information Make Sure You Are PCI Compliant PCI DSS is an agreed […]

If you accept American Express (Amex) credit cards in your business, you need to meet certain requirements. These requirements are meant to protect your customers and your business. They’re designed to protect cardholder data, which can improve customer relationships, your profitability, and prevent a costly security breach and damage to your business reputation.

American Express Data Security Operating Policy

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MasterCard Site Data Protection Program

by Ben Dwyer

What is the MasterCard SDP? Find Out What “Level” You Are Level 1 Merchants Level 2 Merchants Level 3 Merchants Level 4 Merchants Useful Resources and Further Information What is the MasterCard SDP? Just like other card providers, a large part of the MasterCard’s requirements is making sure you’re complying with all aspects of […]

It’s vital you have the information you need to stay compliant when you’re processing credit card payments. Part of this is ensuring you meet the requirements of the various credit card issuers like Visa, AMEX, and MasterCard. In this article we’ll be exploring credit cards issued by MasterCard and governed by the MasterCard Site Data Protection (SDP) Program.

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Credit Card Processing, Security and PCI Compliance

Visa Cardholder Information Security Program

by Ben Dwyer

As with any cardholder security program, you will need to be fully compliant with PCI DSS. If you’re not already familiar with it, be sure to check out our article on PCI compliance. Validate Your Compliance with PCI DSS with Visa Regulations and Assessments Payment Service Providers Taking Payment Security Training Useful Resources and Further […]

As a business owner, it’s important to stay compliant when you’re accepting and processing credit card payments. In this article we’ll be exploring Visa cards, specifically the “Visa Cardholder Information Security Program (CISP).” We’ll break this down into easily understandable steps.

Visa-Cardholder-Information-Security-Program

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Credit Card Processing, Scams and Fraud

Business Owners: EMV Chip Card Scams and Misleading Sales Tactics

by Ben Dwyer

As often happens when there’s confusion, scammers and unethical companies take advantage of the confusion. Here are some of the chip card scams you may run into, even if you’ve already upgraded your machines. The “You Overpaid” Pitch The Free Equipment Pitch “This is Visa/MasterCard” Merchant Services Call EMV Compliance Invoice Physical Card Tampering The […]

The switch to EMV chip cards was a mess for many businesses. The need to purchase new equipment, long delays in certification, customer confusion over using the chip cards, and retraining staff on accepting cards are a few of the problems businesses experienced.

Business-Owners-EMV-Chip-Card-Scams-and-Misleading-Sales-Tactics

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Credit Card Processing, Security and PCI Compliance

Guardian Security Suite by TSYS

by Ben Dwyer

TSYS has rolled out a chain of products for retail merchants the past several years: including its EMV card acceptance, encryption, and tokenization services. All have been warmly received by businesses and have helped TSYS build a solid reputation as a responsive and efficient way for budget minded retailers to achieve and maintain high levels […]

Since 2010, when Total System Services, Inc. (also known as TSYS) purchased a majority stake in First National Bank of Omaha’s merchant acquisition business, the company has been a significant player in the credit card payment processing industry. It’s one of the largest processors in the world, and offers a full range of services.

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Credit Card Processing

The CurrentC Shutdown and What It Means For You

by Ben Dwyer

CurrentC was initially rolled out in a beta pilot program in Columbus, Ohio on September 15, 2015. A nationwide rollout was planned for 2016 but was canceled as the organization looks at other growth methods. Merchants who accepted CurrentC should inform customers that it’s no longer available. However, other forms of mobile payments are still […]

As of June 28, 2016, CurrentC, the mobile payment app created by the Merchant Customer Exchange, has officially shut down. The move follows an announcement in May that MCX was laying off 30 employees and refocusing its efforts on partnerships with financial partners like Chase.

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Credit Card Processing exposed